OP cooperative banks

Many would not change the position of a bank manager for a retailer’s career, but for Matti Salo, it felt like the right choice.

A bank can offer much more than just financing. This is how OP Uusimaa helps companies at different stages of their life cycle.

The sustainability trend has made it natural for Fredman Group to change its products.

The third-generation family business Saalasti was founded in the 1980s when the father of the current CEO decided to export bark presses to North America, Russia and Sweden.

Founded in December 2021, Cactos manufactures and sells smart electricity storage systems as a leasing service.

Gardening entrepreneur Teemu Nikkanen is an inspiring example of what you can achieve by doing something you love. He started as an entrepreneur at the age of 15.

”Due to its special characteristics, Uusimaa is one of the best business areas in Finland,” says Tomi Kortela, Chief Economist at OP Group. He highlights five points that indicate that 2025 will show signs of economic growth for companies in Uusimaa.

Cooperative ideology expert Iiro Jussila sees that there is demand for cooperative business in today’s world. In many ways, it is a democratic and humane form of business.

OP Uusimaa wants to be present in the everyday life of companies in Uusimaa. This is achieved by offering personal banking services and expert support at all stages of business operations.

In a significant stride towards supporting its expatriate employees, Tata Consultancy Services (TCS), a global powerhouse employing around 600,000 individuals from 153 nationalities, based out of 5 continents and 55 countries and boasting over two decades of operations in Finland, has partnered with OP Uusimaa. This collaboration aims to streamline the banking process for highly skilled workers relocating to Finland, aligning with OP Uusimaa's ambition to grow its customer base.

OP's specialists are always working to prevent online scams. It is also important for customers to be vigilant: if you remember to follow a few important guidelines, online scammers will be left empty-handed.

OP Uusimaa’s customer data indicates that the typical home loan customer in Uusimaa is 46 years old and has an average home loan of EUR 168,000. The average debt-to-income (DTI) ratio in Uusimaa is 21%. This ratio reveals the share of disposable income that median households spend on loan repayments, interest and other housing expenses.